What are planned gifts?
When you make a planned gift, you achieve the personal and spiritual sense of fulfillment that comes from helping others.
Planned gifts help you:
– Leave a lasting and meaningful legacy.
– Receive financial or extra tax benefits while supporting
Guideposts Outreach Ministries.
– Give simply by including Guideposts in your estate plan.
– In some cases, give more than you thought possible.
If you want to learn more about the many types of planned gifts and the benefits they can return to you or your family, review the options described below.
At Guideposts we understand that making a planned gift, or naming Guideposts in your estate plan, is a serious and personal choice. We are here to assist you in understanding the various options and what they mean for you.
For a confidential conversation, or additional information, please contact Joy Huber, at 1-800-728-5653, ext 3.
Planned Giving Options
Click on the option below to learn more.
Wills and Bequests
Charitable Gift Annuities
Living Trusts
Gifts of Securities
Charitable Remainder Trusts
Gifts of Real Estate or Other Property
Life Insurance
Retirement Assets
Charitable Lead Trusts
Retained Life Estates
Wills and Bequests
Making a bequest through your will is one of the easiest ways to remember loved ones and the organizations you care about most. You may choose from several options to make a bequest to Guideposts.
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Charitable Gift Annuities
This well-established and IRS-approved form of giving helps you boost your retirement income while supporting Guideposts. Annuity rates are fixed for your lifetime and you may benefit from several tax advantages, depending upon how you fund the annuity.
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Living Trusts
A living trust is an excellent way to plan your estate, in place of a will. There are many advantages. Your estate avoids probate and your assets pass anonymously, unlike with a will. When you make a provision for Guideposts in your living trust, you can simply and quietly leave a legacy. Gifts through a trust can be made, like through a will, in a fixed amount, as a percentage of your estate, or as a residue after gifts to loved ones.
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Gifts of Securities
Appreciated securities are an excellent way to give to Guideposts Outreach Ministries. Through a precise process, you may transfer shares to Guideposts who then sells them. This may allow you to bypass capital gains tax and increase your charitable deduction. It is important to follow the process exactly, so please contact us, and your financial professional, for further information.
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Charitable Remainder Trusts
You can increase your retirement income and reduce capital gains tax by transferring appreciated assets to a charitable remainder trust. The trust is established when you place cash, appreciated securities, real property, or other assets in the trust. Depending upon how you fund the trust, you may receive additional tax advantages, such as avoiding capital gains tax on the sale of appreciated assets. The trust normally generates lifetime income for you or others. The balance comes to Guideposts after the beneficiary’s life. A charitable remainder trust is an excellent way to make a significant gift to Guideposts Outreach Ministries during your life, reduce taxes, and receive a new stream of income.
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Gifts of Real Estate or Other Property
Donating real estate and other property to Guideposts may provide you many advantages, in particular, if the property is greatly appreciated in value. When you give highly appreciated real estate, for example, you may receive a substantial charitable deduction and avoid capital gains tax. In addition, the asset is removed from your estate, providing additional tax advantages to your heirs. Gifts of depreciated assets may also provide estate planning benefits. There are many aspects to consider when making gifts of property, so please contact us, and your professional advisors, for more information.
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Life Insurance
Life insurance policies that are no longer needed make good sources of gifts to Guideposts Outreach Ministries. You can simply name Guideposts as the primary beneficiary of the policy. Your charitable deduction depends on the status of the policy, whether it is paid in full or if premiums are still due. A gift of life insurance can be an easy way to provide meaningful support.
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Retirement Assets
Making a gift of a retirement plan – such as a 401K, 403B, IRA, or Keogh plan – is becoming a popular way to make a charitable gift. When arranged properly, a gift of a retirement plan may help you or your estate avoid taxes while you help Guideposts Outreach Ministries.
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Charitable Lead Trusts
If you want to use assets to make a gift to Guideposts and retain the asset to pass on to heirs, consider a lead trust. When you place assets in the trust, you provide immediate support for Guideposts Outreach Ministries and may provide tax savings on the transfer of the appreciated assets to your heirs.
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Retained Life Estates
Give a personal residence or a farm, receive a charitable deduction, and retain the right to remain on the property for the remainder of your life. Meet your own financial planning needs while helping Guideposts Outreach Ministries meet the needs of others.
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Guideposts Foundation offers accurate information to help you make financial decisions on these and other well-established and IRS-approved techniques for planned giving. You may request a confidential conversation about planned giving or how to include Guideposts in your estate plan by calling Joy Huber at 1-800-728-5653, ext. 3 or e-mail to jhuber@guideposts.org. Or write to: Planned Giving Department, Guideposts Outreach Ministries, Suite 2AB, 39 Old Ridgebury Rd., Danbury, CT 06810.
